When you close on a home loan with Middingham Capital, you can save an average of $4,500 with our low rates and fees and no PMI requirement.1 And, if you buy or sell a home through RealtyPlus® or Zillow®, you can also get up to $18,000 cash back.2
HomeAdvantage® can help you search, buy, sell and save on your next real estate venture! Use it to find the home of your dreams, sell your existing home, research the market, connect with a top local agent, and save money at closing! All this is available to you, at no cost!
Buying your first home with confidence! Our experienced loan experts will help you determine how much house you can afford and check if you qualify for one of our zero-down loans with no private mortgage insurance (PMI). We also offer a $900 rebate on your closing costs.*
Learn more about First-Time Home Buyer Loans.
Jumbo mortgages are large loans used to buy properties that are more expensive than the typical conventional mortgage loan. Jumbo loans normally carry higher interest rates but we keep our jumbo rates competitive.
Learn more about Jumbo Mortgages.
*The 2024 jumbo loan threshold is $898,250 (in most locations)
VA Home Loans are government-backed mortgages to help active or retired military members buy or refinance a primary residence. VA Loans feature low or even no down payments and don’t require monthly mortgage insurance.
Learn more about VA Loans.
Planning to buy a house that needs immediate renovation? This unique program gives you cash for both the purchase and the renovation in one simple fixed-rate mortgage.
Learn more about Real Estate Rehab Loans.
We offer a single-close construction loan that allows you to purchase land and construct your home all with one loan. The construction loan offers an interest-only payment for a certain amount of time during the construction of the home.
Learn more about Home Construction Loans.
Rates effective as of today.
| PRODUCT | RATE | POINTS | ANNUAL PERCENTAGE RATE |
|---|---|---|---|
| 30 Year Fixed Rate Mortgage | 5.375% | 0.250 | 5.554% |
| 15 Year Fixed Rate Mortgage | 4.875% | 0 | 5.138% |
| 30 Year Fixed VA | 4.750% | 0 | 4.901% |
| 30 Year Fixed Mortgage Construction Single Close | 5.625% | 0.250 | 5.760% |
| Home Equity Line of Credit 12 Mo Fixed Rate Promo* | 2.500% | 0 | 2.500% |
